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Business Insurance

POLICIES

Business insurance serves three important purposes. It protects businesses, owners, and employees from certain mishaps associated with running a business. Starting a business is expensive, but it is even more expensive to not have coverage. Insurance provides peace of mind because it offers financial assistance if you are sued or your property gets damaged or destroyed.

A business owner can choose from several types of insurance. You need to discuss the details with an insurance agent to determine which policies are appropriate for your business.

Examples include: General Liability Insurance to protect you from having personal assets taken if you owe following a lawsuit. If you have an LLC or corporation then your assets should be protected by the business. But general liability insurance covers what is not protected.

If you manufacture products, then you will need Product Liability Insurance. This policy financially protects you from lawsuits in which injuries occur due to defective products. Industries such as manufacturing, wholesale, distributing, and retail are exposed to product safety issues.

Errors and Omissions Insurance is for dealing with malpractice or negligence.

In certain states, physicians, lawyers, and people in related fields are required to have this coverage.

Any business that has employees must carry workers’ compensation insurance and unemployment insurance. Workers’ compensation provides financial assistance to employees who are hurt on the job and unable to work.

Unemployment insurance provides assistance to employees who get laid off from a job. You should speak with a business lawyer to see which type of insurance you need for your business.

As a business owner myself, I can say this agency really knows what they’re doing. Competent and kind and I would ayone to them!

Bryan Anderson

I thought I would never find reasonable car insurance until I came across AB insurance and they by far had the best options AND really great agents.

Natalie Connelly

This insurance agency is wonderful. They took the time to review my current policies and coverages and made sure I was aware of ALL of my options and even saved me money! I will be a life long client for sure!

Camila Torres

God-fearing… God loving and honest! This is the type of company you want to work with. Their reputation is reflected in the manner with which they live out their own lives.

 

George Livanos

Mark’s comprehensive knowledge of the market, coupled with his calm, steady demeanor, made all the difference for me, when I was shopping for health insurance.

 

Michael Monroe

Mark made it possible for me to continue doing my artwork for a living by giving me an affordable option to my health insurance needs.

Edward Masrtin

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