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Commercial Auto


Commercial auto insurance is a type of car insurance that provides liability and physical damages coverage for business vehicles. You need commercial auto insurance to provide coverage for the vehicles you use to transport goods, equipment or employees from one point to another in the course of your business. The company itself pays the monthly premiums for the coverage of its business vehicles. Whether it’s a small business or a large fleet of business vehicles, you’ll need insurance to protect yourself and your business from financial losses in the event of an accident.

But What Exactly Does Commercial Car Insurance Entail?
Well, there are certain incidents that your personal auto insurance coverage excludes. For instance, if you file a claim and the insurer finds out that you were using the vehicle for business purposes, the claim will be denied. Having business car insurance ensures that all your vans, trucks and cars you use to conduct business are properly covered.

Who Needs Commercial Car Insurance?
All businesses, big or small, need coverage for their commercial vehicles.

You need this type of coverage if:
• You or your workers use company vehicles for business and personal errands.
• You let your employees use their own vehicles while conducting company business.
• Your employees use company-owned, rented or leased cars.
• If your company owns, rents or leases any cars.

The most popular type of business vehicle insurance is the commercial car insurance liability coverage. Commercial car insurance liability protects a business from financial losses if one of your business vehicles, driven by you or one of your workers, is involved in an at-fault accident. In most cases, this type of coverage will pay for bodily injuries, third party property, and medical expenses. Other policy types include collision coverage and comprehensive physical damage coverage. The right combination of the three policies will provide sufficient coverage for your fleet of business cars.

As a business owner myself, I can say this agency really knows what they’re doing. Competent and kind and I would ayone to them!

Bryan Anderson

I thought I would never find reasonable car insurance until I came across AB insurance and they by far had the best options AND really great agents.

Natalie Connelly

This insurance agency is wonderful. They took the time to review my current policies and coverages and made sure I was aware of ALL of my options and even saved me money! I will be a life long client for sure!

Camila Torres

God-fearing… God loving and honest! This is the type of company you want to work with. Their reputation is reflected in the manner with which they live out their own lives.


George Livanos

Mark’s comprehensive knowledge of the market, coupled with his calm, steady demeanor, made all the difference for me, when I was shopping for health insurance.


Michael Monroe

Mark made it possible for me to continue doing my artwork for a living by giving me an affordable option to my health insurance needs.

Edward Masrtin


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