Our job is to ensure

nothing can

stop you.

Critical Illness Insurance


With “Living Benefits” like Critical Illness you receive cash paid direct to you upon diagnosis of a serious illness. This cash is in addition to your Hospitalization plan and is designed to keep you “out of the weeds” when recovering from a serious health threat. In addition, our 24 Hour Enhanced Accident plan pays up to $4,000 per injury at 100% in addition to your base policy. For the self-employed, these two features and benefits make sense for a small additional premium each month.

Critical illness insurance is a form of protection that protects a company from the full brunt of a cost of paying for an employee losing his or her ability to work the job. In most cases, a company will offer critical illness insurance as a part of a workplace benefits package to entice talent to the company. The promise is that the worker and his or her family will be taken care of under the plan if the worker ever suffers a career ending injury on the job.

The critical illness protection package is for any employer who is looking to allay the costs of possible injuries on the job. It is an especially important package for employers in high risk industries such as construction or manufacturing. However, a critical illness protection package can be created for anyone who is looking to protect a company from a large out of pocket expense based on employee injury.

The critical illness protection package offers a stipend to an employee on behalf of the company to a worker that has been critically injured on the job. The company does not pay this stipend; the actual cash comes from the insurance company. The money is paid only if the company keeps the policy current by paying the premium each and every month.

The different types of critical illness protection packages that are available mostly differ in their structure inside of the company that they are protecting. The number of employees and the nature of the business are things that can change the nature of the protection.

The major benefit to a company is that it will not go bankrupt just because one employee suffered an injury on the job. The critical illness protection package will ensure that the company does not face any lawsuits from that injured party as well, protecting its legal interests.

As a business owner myself, I can say this agency really knows what they’re doing. Competent and kind and I would ayone to them!

Bryan Anderson

I thought I would never find reasonable car insurance until I came across AB insurance and they by far had the best options AND really great agents.

Natalie Connelly

This insurance agency is wonderful. They took the time to review my current policies and coverages and made sure I was aware of ALL of my options and even saved me money! I will be a life long client for sure!

Camila Torres

God-fearing… God loving and honest! This is the type of company you want to work with. Their reputation is reflected in the manner with which they live out their own lives.


George Livanos

Mark’s comprehensive knowledge of the market, coupled with his calm, steady demeanor, made all the difference for me, when I was shopping for health insurance.


Michael Monroe

Mark made it possible for me to continue doing my artwork for a living by giving me an affordable option to my health insurance needs.

Edward Masrtin


Get a free estimate on this policy